Free Health Coverage
for Your Family
1 in 5
Americans
are on Medicaid.
That's over 74 million people.
“I have a job, so I probably don't qualify.”
Eligibility is based on income and household size, not employment. Plenty of working families qualify.
“I heard it’s a nightmare to apply”
We handled the paperwork and walk yo through every step.
“I tried before and got denied”
Most denials come from a paperwork mix-up, and that's something we can fix.
“I'm on Medicare, so I'm already covered.”
Many people on Medicare also qualify for Medicaid, which covers costs Medicare doesn't.
But wrong information still stops Americans from applying.
Here's what happens when you work with us.
We do the heavy lifting so you don't have to figure it out alone.
2 min eligibility check
Answer a few questions. We tell you right away what you likely qualify for.
A real person helps you apply
A real person helps you gather the right documents and apply, so you're never doing this alone.
We are with you at every step
Most decisions come in 30–45 days. We text you updates the whole way. If anything goes wrong, we handle it.
READY?
IT TAKES 2 MINUTES.
Or text us instead
Always free · English and Spanish
We never sell your information. We never charge you. Ever.
Real Families, Real Stories
What is Medicaid?
Medicaid is the largest source of health coverage in the United States, jointly funded by the federal government and the states. As of March 2026, it covered roughly 74 million people nationwide.1 Each state runs its own program within federal rules, which is why eligibility and exact benefits can look a little different depending on where you live.2
For most enrollees, there's no monthly premium, and co-pays are low or nonexistent. Medicaid pays providers directly, so covered care generally shouldn't show up as a bill in your mailbox.2
What it covers
Doctor visits
Primary care, specialists, and checkups. Most visits are free.
Prescriptions
Insulin, blood pressure medication, and mental health prescriptions are covered.
Hospital care
Emergency visits, surgeries, and hospital stays, without the giant bill.
Pregnancy and newborns
Prenatal care, labor, delivery, and newborn care. Medicaid finances close to half of all U.S. births.
Coverage details vary by state.
How Medicaid works
Eligibility is generally determined by household income and size, along with factors like age, disability status, and whether you're pregnant or caring for children.3 Each state sets its own income limits and decides which optional benefits to offer on top of the federal minimum, which is why two neighboring states can have different rules.2
You can apply directly through your state's Medicaid agency or through the Health Insurance Marketplace.3 Once you apply, the state reviews your information and lets you know whether you've been approved. If you have, coverage can start immediately and, in many states, can even apply to medical bills from the few months before your approval came through.4
Medicaid in Pennsylvania, Illinois, and Maryland
Not in one of these states? See the national eligibility guide →
Many Medicaid families qualify for more
- 1.Medicaid.gov, Centers for Medicare & Medicaid Services. March 2026 Medicaid & CHIP Enrollment Data Highlights.
- 2.HHS.gov. What's the difference between Medicare and Medicaid?
- 3.HHS.gov. Who's eligible for Medicaid?
- 4.HealthCare.gov. Medicaid & CHIP coverage.
Your questions, answered.
Can I apply if I'm working?+
Yes. Medicaid eligibility is based on your income and household size, not whether you have a job. Many working families qualify, especially if income is seasonal, part-time, or just above what they expected the cutoff to be. The only way to know for sure is to check.
What if my application is denied?+
Denials are often fixable. Fabric reviews what happened, figures out what went wrong, and helps you correct it or reapply. A denial usually means something was missing or misunderstood, not that you don't qualify.
Does applying affect my immigration status?+
Checking your eligibility with Fabric does not report anything to immigration. Many household members can qualify even if not everyone in the home is eligible. We'll walk you through exactly what applies to your situation.
How long does approval take?+
Most decisions come back in 30 to 45 days. We text you updates the whole way, so you're never left wondering where things stand.
Does Medicaid cover dental?+
In most cases, yes, especially for children. Coverage details vary by state, and we'll confirm exactly what's included once we know where you live.